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Afriyanto, Fajar and Purnamawati, Hilda and Sukiman, Iyan (2021) THE EFFECT OF CAPITAL ADEQUACY RATIO (CAR) AND LOAN TO DEPOSIT RATIO (LDR) ON NON PERFORMING LOAN (NPL) (CASE STUDY ON CONVENTIONAL COMMERCIAL BANKS IN INDONESIA ON 2016-2020). In: Seminar Sosial Politik, Bisnis, Akuntansi dan Teknik (SoBAT) ke-3, 16 Oktober 2021, Bandung, Indonesia.